Mexico Residency Calculator

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Mexico's economic solvency rules changed significantly in July 2025 when new Lineamientos Generales replaced the old 300×/500× UMA framework with higher multiples. The numbers below reflect those updated 2026 thresholds. One consistent thing about Mexico's immigration system: it is consistently inconsistent. Always verify the current requirement with your specific consulate — they apply their own exchange rates and can set higher bars than the baseline.

Step 1 — Your situation

What are you applying for?

Temporary Residency Permanent Residency

Are you retired? (receiving a lifetime pension)

Yes No

Currency USD — US Dollar CAD — Canadian Dollar EUR — Euro GBP — British Pound MXN — Mexican Peso

Dependents applying with you None 1 (spouse or child) 2 3 4+

Income source Foreign income (US/Canadian employer, pension, investments, remote work) I plan to get a job in Mexico Not sure yet

Reality check on working locally in Mexico: You generally cannot get a Mexican job without a prior offer already in hand — in which case your visa category is a work permit, not an economic solvency visa, and this calculator does not apply to you. But even if you did land a good professional job here: Mexico's 2026 minimum wage is ~$315 MXN/day (~US$18). A competitive mid-career professional salary in Guadalajara or CDMX runs $20,000–$40,000 MXN/month (~US$1,160–$2,310). The Temporary Residency income threshold is above roughly 85% of all Mexican workers. Average rent in Ensenada starts around $10,000 MXN/month. Do the math. Get a US remote job first, then apply.

Step 2 — Prove your finances

You qualify on either monthly income or savings balance — not a combination of both. Pick whichever is stronger.

Average monthly income — last 6 months

Use your net monthly average over the last 6 months. Acceptable sources: Social Security, pension, 401(k) distributions, foreign salary/remote work, investment dividends. Consulates want 6 months of bank statements showing consistent deposits.

Average savings/investment balance — last 12 months

Use your 12-month average minimum balance across qualifying accounts. Cash savings are universally accepted. Some consulates now reject IRA/401(k) balances, brokerage accounts, crypto, and home equity — check with your specific consulate. 12 months of statements required.

Your Results

Temporary Residency (Residente Temporal)

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Permanent Residency (Residente Permanente)

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Dependent Surcharge

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⚠️ The Number One Thing to Know

These figures are based on the July 25, 2025 Lineamientos Generales published in the DOF (code 5763837), using 2026 UMA values effective February 1, 2026. They represent the national baseline.

Your consulate may require more. Some convert at a fixed monthly exchange rate that differs from spot. Some require 12 months of income statements instead of 6. Some reject investment accounts entirely and want cash only. A few are known to add a 10–15% buffer above the theoretical minimum.

Always email your specific consulate before your appointment and ask for their current USD (or CAD/EUR) figures. This calculator tells you whether you're in the ballpark. Your consulate tells you if you'll get approved.

This calculator is for informational purposes only and does not constitute legal or immigration advice. Thresholds are based on published DOF regulations but are subject to change and to consular interpretation. UMA values update annually on February 1. Exchange rates in this tool use approximate market rates and will differ from what your consulate uses. Verify all figures with a licensed Mexican immigration attorney or your nearest Mexican consulate before making financial or life decisions.

Sources

1	DOF. (July 25, 2025). Lineamientos Generales para la Expedición de Visas que otorgan las Embajadas y los Consulados de México en el Exterior. Code 5763837.
2	INEGI. (January 9, 2026). UMA 2026: $117.31 MXN daily, $3,566.22 monthly. DOF code 5778072, effective February 1, 2026.
3	Mexperience. (2026). Financial Criteria for Legal Residency in Mexico 2026.
4	Mexico Relocation Guide. (January 2026). A Big Change to Mexican Residency Income Requirements.
5	Mexperience. (2025). Mexico Announces Updated Guidelines for Visa Issuance.
6	Mexperience. (2026). Mexico's Minimum Wage Increases by 13% in 2026.
7	DOF. (December 9, 2025). 2026 Minimum wage: $315.04 MXN/day general zone. Effective January 1, 2026.
8	Lexidy. (2025). Mexico Permanent Residence: Ultimate 2025 Guide.
9	MEXLAW. (2025). Residency in Mexico: 2025 Economic Solvency Requirements & Fees.
10	DiamSC Immigration. (2025). Nuevos lineamientos para visas mexicanas 2025: Comparativo e implicaciones.